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Financial Highlights

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Interest Income 5,820 6,983 7,328 29,782
Interest Expense 499 902 1,021 4,498
Net Interest Income 5,321 6,081 6,307 25,284
FTE Net Interest Income NA NA NA 25,542
Provision for Loan Losses 0 0 0 250
Trading Account Income 0 0 0 0
Foreign Exchange Income 0 0 0 0
Trust Revenue 367 484 473 2,027
Service Charges on Deposits 395 382 385 1,751
Gain on Sale of Loans (FAS 140) 138 131 180 604
Loan Fees & Charges 49 NA NA NA
Bank-owned Life Insurance Revenue 96 95 101 389
Insurance Revenue 8 NA NA NA
Investment Banking & Brokerage 31 NA NA NA
Other Noninterest Income 487 354 480 1,845
Total Noninterest Income 1,571 1,446 1,619 6,616
Realized Gain on Securities 1 NA NA (161)
Nonrecurring Revenue 0 0 0 0
Compensation & Benefits 2,889 3,157 3,199 12,843
Occupancy & Equipment 601 669 645 2,556
Marketing and Promotion Expense NA NA NA 444
Professional Fees 302 322 413 1,492
Tech & Communications Expense 511 583 565 2,373
Amrt of Intang & Goodwill Impair 57 6 9 33
Foreclosure & Repo NA NA NA (40)
Other Expense 608 663 592 2,228
Total Noninterest Expense 4,968 5,400 5,423 21,929
Nonrecurring Expense 0 0 0 0
Pre-Provision Net Revenue 1,924 2,127 2,503 10,229
Non-FTE Pre-Provision Net Revenue 1,924 2,127 2,503 9,971
Net Income before Taxes 1,925 2,127 2,503 9,560
Provision for Taxes 479 325 287 1,435
Effective Tax Rate(%) 24.88 15.28 11.47 15.01
Min Int & Oth after-tax Items 0 0 0 0
Extraordinary Items 0 0 0 0
Net Income 1,446 1,802 2,216 8,125
Net Income Attributable to Noncontrolling Int 0 0 0 0
Net Income Attributable to Parent 1,446 1,802 2,216 8,125
Preferred Dividends 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0
Other Changes to Net Income 0 0 0 0
Net Income Avail to Common 1,446 1,802 2,216 8,125
Net Income for Diluted EPS 1,446 1,802 2,216 8,125
EPS after Extra($) 0.59 0.78 0.96 3.51
EPS after Extra Growth(%) 3.50 32.20 52.40 53.30
Pre-Provision Earnings per Share($) 0.51 0.73 0.86 3.40
Comprehensive Income
Net Income 1,446 1,802 2,216 8,125
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0
Total Other Comprehensive Income 446 (749) (169) (567)
Comprehensive Income 1,892 1,053 2,047 7,558
Interest Income Earned On:
Interest Earned on Loans 5,244 6,338 6,716 26,935
Int Inc: Securities 529 558 537 2,446
Int Inc: Other Earn Assets 47 87 75 659
Int Inc: Secs & Oth Earn Assets 576 645 612 3,105
Int Inc: Total Earn Assets 5,820 6,983 7,328 30,040
Interest Expense Incurred On:
Int Exp: CDs 214 NA NA 1,970
Int Exp: Other Deposits 147 NA NA 1,304
Int Exp: Total Deposits 361 591 705 3,274
Int Exp: Debt 138 311 316 1,224
Int Exp: Total Int-bearing Liab 499 902 1,021 4,498
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.